How competitive is 94611 right now?
Still competitive on the latest public tapes we can cite: August list-side median DOM 27 days with only 55 homes for sale (−36% YoY); Redfin’s latest rolling sales window closed in a median 14 days at about 123.9% of list. Median list ($1,097,500) and median sale ($1,500,000) are different metrics from different periods — list ≠ sale.
Snapshot
| Metric | Value | Window / source |
|---|---|---|
| Median listing (asking) price | $1,097,500 | Realtor.com · calendar Aug 2026 |
| Active listings | 55 (−36% YoY) | Realtor.com · Aug 2026 |
| Median DOM (list-side) | 27 days (−37% YoY) | Realtor.com · Aug 2026 |
| New listings (month) | 48 | Realtor.com · Aug 2026 |
| Median sale price | $1,500,000 | Redfin · ~Mar 1–May 31, 2026 (n=145) |
| Avg sale-to-list | ~123.9% | Redfin · same window |
| Sale DOM (median) | 14 days | Redfin · same window |
| Sold above list share | ~83.5% | Redfin · same window |
| Redfin inventory (window) | 64 (−43% YoY) | Redfin · same window |
What you’d pay (illustrative)
Price basis: Redfin median sale $1,500,000 (labeled). Not a lender quote.
- 20% down → loan $1,200,000
- 30-year fixed at 6.95% (Freddie Mac PMMS week as of 2026-09-17)
- Principal & interest ≈ $7,943 / month
- Property tax assumption ≈ 1.25% effective annual ÷ 12 ≈ $1,562 / month (illustrative — not your assessed bill)
- Insurance: address-specific; hills FAIR Plan / admitted paths vary widely — get a broker quote (fire & insurance guide). Do not budget insurance from this page.
Subtotal before insurance ≈ $9,505 / month. Same rate and 20% down on the August list median ($1,097,500) yields P&I ≈ $5,812 — but in this ZIP many contracts clear above ask, so sale-basis math is the more honest planning door when a Redfin window exists.
Competition read
Thin shelf, short clocks. Fifty-five actives in August is a crowded open-house calendar for buyers who still need insurance quotes and disclosure homework before offer date. Sale-to-list near 124% in the spring sales window is the backdrop for why list price here is often a marketing door, not the finish line — see the Seller Brief. None of that means every listing is a bidding war. Budget from sold comps and terms, not the brochure number, and start insurance work the week you start touring.
ZIP ≠ pocket
94611 overlays Montclair, Upper Rockridge, Piedmont Avenue edges, and more. Whole-ZIP medians are backdrop. ACS median household income (~$180,549 via Census Reporter) is five-year survey context — not DOM, not sale-to-list. Compare rhythms: Montclair vs Upper Rockridge.
FAQ
Is 94611 a seller’s market right now?
On the latest public tapes: thin actives, short DOM, and a sales window that closed well above list. Seller-friendly competition — not a promise for your next bid on a specific street.
Why is sale price so often above list here?
Often by design: teaser / strategic list pricing packs traffic; offers discover value. Recent Redfin window ~123.9% of list. Not every listing works this way. More: Seller Brief.
What will I pay monthly?
Illustrative P&I + tax on the $1.5M sale median at 6.95% / 20% down is about $9,505 before insurance. Insurance is address-specific. Your rate, down payment, and taxes will differ.
How fresh is this data?
List tape: Aug 2026 (Realtor.com). Sales tape: ~Mar–May 2026 (Redfin). Rate: Freddie Mac week of 2026-09-17. When the public tapes move, we refresh.
Is this the same as Montclair or Upper Rockridge?
No. Same ZIP, different daily rhythm. Soft-link pocket pages above.
Related
August 2026 Pulse (charts + tables) Seller Brief Buyer Brief Fire & insurance FAQ hub
Sources: Realtor.com Economic Research ZIP inventory (period 202608); Redfin Data Center ZIP market tracker All Residential 90-day window ending 2026-05-31 (n=145; avg sale-to-list ~1.239); Freddie Mac PMMS (30-year fixed 6.95% as of 2026-09-17); Census Reporter ACS 2024 5-year income backdrop only. Payment math labeled illustrative. Flagship charts + tables: August 2026 Pulse.