Hills Desk

Guides

Educational pages, monthly briefs, and a FAQ hub for ZIP 94611. For dated ZIP numbers, see the August 2026 Pulse.

FAQ

94611 buyer & seller FAQ

Affordability, speed, over-ask, inventory, timing, fire/commute — cited answers.

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Buy · Offer terms

Non-contingent offers: what “clean” really costs

Inspection, insurance, appraisal, and loan waivers in East Bay custom — four different bets.

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Macro · 2026-09-16

Fed hike today: what it means for 94611 buyers and sellers

Fed +25 bp, 10-year backdrop, and national mortgage averages translated for hills buyers and sellers.

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Risks · Buy

What should 94611 buyers check for wildfire and insurance?

CAL FIRE maps and insurance as a process — no invented premiums or hazard scores.

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Buyer Brief · 2026-08

If you’re touring 94611 this month

Five actions mapped to the August Pulse metrics.

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Seller Brief · 2026-08

If you’re listing in 94611 this month

Thin shelf, DOM, price cuts, and reading sale-to-list carefully.

Open Seller Brief
Listing metrics

How to read DOM and sale-to-list

What days on market and sale-to-list mean — and what they do not promise.

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Process

First-time buyer in the Oakland Hills

A process map with links to county and HUD hubs for programs that change often.

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